Recognizing 100 CEOs & C-level Executives

Stefan Chkautovich

Chief Financial Officer

Southern Bank

Location: Arnold, Missouri

Founded: 1887

Industry: Banking

Stefan Chkautovich has built a career on precision, strategy and a deep commitment to financial excellence. As Chief Financial Officer of Southern Bank, he plays a pivotal role in shaping the institution’s long-term success, ensuring its financial health while fostering a culture of innovation and service. His leadership has been instrumental in driving operational efficiency and positioning the bank as a trusted financial partner for businesses and individuals alike.


Chkautovich has guided Southern Bank through a period of remarkable growth, strengthening its financial foundation while expanding its reach. His strategic approach to financial management has allowed the institution to remain competitive in a rapidly evolving industry. By implementing advanced financial models and risk management strategies, he has enhanced Southern Bank’s ability to navigate challenges and seize new opportunities.


Recognized as a First-Year Titan 100 Honoree, Chkautovich is committed to integrating modern technology into banking operations. He understands that financial institutions must continuously evolve to meet customer expectations, and under his leadership, Southern Bank has embraced digital advancements that improve accessibility and streamline services. His focus on leveraging financial technology ensures that the bank remains ahead of industry trends.


Beyond his contributions to banking, Chkautovich is a dedicated advocate for financial literacy and community empowerment. He has spearheaded initiatives that provide individuals and small businesses with the tools to achieve financial stability. By partnering with local organizations, he has helped expand educational programs that promote responsible financial planning and long-term economic resilience.


His leadership style is rooted in transparency and collaboration, ensuring that every team member at Southern Bank feels engaged and valued. Chkautovich believes that strong financial institutions are built on trust, both within the organization and with the clients they serve. By fostering open communication and a culture of accountability, he has strengthened the bank’s reputation as a reliable and forward-thinking financial partner.


Chkautovich’s vision extends beyond financial performance—he is committed to the bank’s role in supporting the broader economy. Through strategic investments in community programs, he has championed initiatives that drive local development, from supporting small businesses to funding programs that address economic disparities. His belief in banking as a force for positive change underscores his leadership philosophy.


Under Chkautovich’s guidance, Southern Bank continues to thrive as a pillar of financial strength and innovation. His ability to combine technical expertise with a genuine commitment to service sets him apart as a leader in the financial sector. By focusing on progress, sustainability and the well-being of both employees and clients, he exemplifies the qualities of a Titan, ensuring that his impact will be felt for years to come.

Presented by:

“He understands that financial institutions must continuously evolve to meet customer expectations, and under his leadership, Southern Bank has embraced digital advancements that improve accessibility and streamline services.”

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